Stocard shut down: the best alternatives in 2026

For years, Stocard was the default loyalty card app for a lot of people: every plastic card from your wallet in one app, ready at the checkout. Then Klarna, which had acquired Stocard back in 2021, shut the standalone app down — giving users a short window to migrate their cards to the Klarna app, and requiring a full Klarna account where Stocard’s had been optional. Everyone who relied on it daily has been looking for a replacement ever since.

I was one of them. When I went looking for an alternative, I tried the usual suspects and found that each one makes a different trade-off. This post is an honest rundown of what actually works as a Stocard replacement in 2026 — with the strengths and the catches of each.

Full disclosure: RCards, one of the apps below, is my own. I built it while searching for a Stocard replacement — that’s a separate story. I’ve tried to keep this comparison fair, including where the others are the better pick.

What to look for in a replacement

Before choosing an app, it helps to know your own checklist. Mine was:

• Predefined cards with logos — find a card by name and pick it from the results, logo and all, instead of typing its details in by hand.
• Fast search — at the checkout, every second counts.
• Location awareness — the right card should surface automatically when you walk into a store.
• Offline, no account — a card wallet should work without a login and without a connection.
• A Wear OS app — to show a code straight from your wrist.
• Groups & filters — sort a big pile of cards and find them fast.
• A backup you control — export your cards to a file or your own cloud, not just a vendor’s account.
• Privacy — your cards should stay on the device.

Not everyone needs all of this. If you just want to show three cards at the till, a simple app is perfect; if you own a smartwatch or care about open source, you’ll weigh different things.

The alternatives at a glance

Apps change fast, so treat this as a snapshot of mid-2026, not a permanent verdict.

*In RCards, backup (to a file or Google Drive) is a Premium feature. “Account cloud” / “iCloud” = cards live in the provider’s account, with no user-controlled file or Drive export. “QR + cloud” = account-free device-to-device transfer plus iCloud/Google system backup. “Limited” / “Templates” = cards are added via retailer passes or community templates rather than a large searchable brand catalog. Every watch app here — RCards included — gets its cards by syncing from the phone; none is truly phone-free.

Google Wallet

Pre-installed on almost every Android phone, and it has grown into a capable wallet: it stores loyalty cards, added location-based “nearby pass” notifications in 2025, and shows cards on Wear OS. The catch is that it’s a payments app first — loyalty cards are a secondary feature, everything is tied to your Google account, and the watch support mirrors what’s already on your phone rather than being a card app of its own. Great if you just want your cards sitting next to your payment cards.

Apple Wallet

On iPhone and Apple Watch, Apple Wallet is the obvious built-in option and shows cards on the watch too. But it’s iOS-only, so it isn’t a real choice if you’re leaving Stocard on Android — and like Google’s, it’s account-bound and built around passes and payments rather than a searchable catalog of store loyalty programs. Listed here for completeness.

Klarna — the official successor

Cards imported from Stocard now live inside the Klarna app, so if you migrated they’re already there. The downsides are the ones many ex-Stocard users ran into: Klarna made an account mandatory, and it’s first and foremost a shopping-and-payments app with loyalty cards as one feature inside it. There’s no dedicated Wear OS or Apple Watch card app. Fine if you’re happy in Klarna’s ecosystem; frustrating if you just wanted a lean card wallet.

SuperCards — the ex-Stocard team’s successor

Built by the same team that made Stocard, and it shows — it’s the closest thing to the old app. Free, with no ads and no in-app purchases, no account, works offline, over 4,000 card templates, and it imports your old Stocard and Klarna cards. It even runs on Wear OS and Apple Watch. What it deliberately leaves out is anything beyond the basics — no location-based suggestions and no card groups — to stay fast and clutter-free. For most people leaving Stocard, this is the obvious first stop. (One small caveat: it isn’t on every country’s store, so check it’s available in yours.)

Catima — the open-source pick

The one to recommend if privacy is your priority: open source, free, no ads, no account, and everything stays on your device — it even works without an internet connection. You can sort cards into groups and export everything to a file to move to a new device. The trade-off is that Catima is built around manual entry: there’s no large catalog of predefined cards with logos, no location feature, and no Wear OS app (Google keeps the libraries it would need closed-source). If you’re happy adding cards yourself and want maximum data minimalism, it’s an excellent choice.

FidMe & Key Ring

Two long-running names, both still updated in 2026. Each starts with an account and leans heavily into deals, coupons and cashback — FidMe especially. They’ll store your cards from a catalog, but the offers layer is the main event, and neither offers a dedicated smartwatch card app. A good fit if you actively want cashback and coupons alongside your cards.

Pass2U Wallet

Popular with people who deal in digital passes (.pkpass): boarding passes, event tickets, coupons and loyalty cards, plus hundreds of community card templates and Google Drive backup. It works on Wear OS as a companion to the phone. Applying templates needs an account, and it’s more of a pass manager than a store-loyalty catalog — a strong choice if you juggle a lot of .pkpass files.

RCards

RCards is my own app, so treat this as the biased entry. I’m a developer; I built it for myself — a card wallet that matched the checklist above — and published it in case it suits someone else too. I won’t pretend it’s the obvious default: the polished free successors, SuperCards especially, are free with no ads, have a bigger catalog and also run on iOS. Where RCards differs is the couple of things those minimalist apps leave out — location-based card suggestions and card groups with filters — plus encrypted backup you export yourself to a file or Google Drive. It has over 1,000 predefined cards with logos, instant search, works offline with no account, keeps cards on the device, and has a Wear OS app (cards sync from the phone, then work at the checkout without it). The free version is a complete wallet for up to 8 cards; it shows a banner ad, and Premium removes it and unlocks unlimited cards, the watch app and backups — that’s simply how I cover the server the card catalog runs on, not a growth engine. If location and groups are on your list, RCards might be worth a look; if you just want the simplest free Stocard replacement, SuperCards or Catima will serve you well. (RCards is Android and Wear OS only.)

Which one fits you?

• The simplest, free, most Stocard-like replacement? SuperCards, from the original Stocard team.
• On iPhone? Apple Wallet is the built-in default.
• Just want cards beside your payment cards on Android? Google Wallet.
• Cards already in Klarna and fine with a shopping app? Stay with Klarna.
• Maximum privacy, open source, and manual entry is fine? Catima.
• You want cashback and coupons too? FidMe or Key Ring.
• Lots of .pkpass tickets and passes? Pass2U Wallet.
• Want location-based suggestions and card groups on top of a Wear OS wallet? RCards.

There’s no single winner — it comes down to your checklist. For most people leaving Stocard, SuperCards or Catima are the easy answer. If your list specifically includes location-based suggestions and card groups, RCards is free on Google Play — I built it for myself and put it out there in case it fits you too. And if you want the longer story of why I wrote my own, that’s a separate post.